Dispelling the myths about hail damage

Charlotte home inspected hail storm damageHail storms are inevitable

Charlotte is no stranger to hail storms, and you may as well brace for some during the summer season. Of all the issues related to home and business roofing, nothing is more misconstrued than dealing with hail damage. We thought we would take the time here to dispel some myths and help you take the proper action when the next hail storm hits.

Myth: Look at the roof, and if you do not see any problems, there is probably no damage.

Fact: Roofing systems should be physically inspected by a contractor who is trained and experienced. Chances are that after a severe storm, insurance companies will send out overworked adjusters who may or may not catch all the damage. A qualified roofer can spot the damage and work with the adjuster to make sure that your roof is properly assessed.

Myth: If you are not missing any shingles after a hailstorm, your roof will not leak.

Fact: Missing shingles rarely have anything to do with hail storms. Hail storm damage is subtle in nature, especially if the hail stones are smaller in size. This means that if not detected early, you may not experience roof leakage for months after a hail storm.

Myth: New roofs are covered by the manufacturer’s warranty, or by the home builder.

Fact:Many manufacturers specifically exclude hail in their product warranty. The same can be said for home builders and roofing contractors.

Myth: If your roof has minimal damage, you do not need to file a claim.

Fact: Once your roof has been damaged, no matter how minor, you have a valid insurance claim and should file the claim with your insurance company. The damage may not cause a leak for months or years; but a qualified contractor can document the damage so that you, the manufacturer, and the insurance company are all aware.

Myth: If I do not file a claim, my insurance rates will not go up.

Fact: After a severe storm, insurance companies may need to raise everyone’s rates in order to offset their losses from substantial claims. If you do not file your claim, you may still receive a personal rate increase while everyone had a claim paid except you.

A dependable roofing contractor for hail storm damage

Advanced Roofing and Exteriors has been helping homeowners and businesses overcome hail storm damage in the Charlotte and Concord areas for over twenty years. They are a fully licensed, insured and bonded roofing contractor. They are accredited with an “A” rating with the Better Business Bureau. Research them on Angie’s list and you will not only read glowing reviews from satisfied customers, but you will see that they have also received multiple years of Super Service Award.

Not only do they work well with insurance adjusters, they also are highly rated by the top material manufacturers in the country. In fact, Advanced Roofing and Exteriors is a certified installer for many of the largest material manufacturers in the industry. They have long established relationships with companies such as Owens Corning, CertainTeed, GAF, and Tamko roofing products. They are a premier Charlotte roofing company. Give them first consideration when you call roofing companies about hailstorm inspections for your roof.