Filing a hail storm roof damage claim

A house inspected from hail storm damage in CharlotteHail storm damage in Charlotte

Because of the hail storm activity throughout the region, you can see roofing activity going on all over the Charlotte area. Hail storms are keeping local roofing contractors so busy that they can barely keep up with the work. The damage is so wide spread that “fly-by-night contractors,” or storm chasers, have gotten into the fray. Fly by night contractors are people who come into a hail storm damaged area, do some shoddy repair work, then leave the area. It is not unusual for home owners in hail storm damaged areas to be offered a “free” roof. Perhaps you have had the experience of these types of roofing companies calling you or stuffing your mailbox with their fliers.

Filing an insurance claim

This leads to the question, what do you do if you have hail damage to your roof and need to file an insurance claim? First of all, check your homeowner’s insurance policy to make sure that you are covered. Once you determine that you are, call your insurance company or your agent. They will start a formal claim on your behalf. In a short period of time, an insurance adjuster will visit your home and inspect the roof. Your next step should be to get in touch with a Charlotte roofing contractor who can give you an estimate on repairs or replacement. It is usually prudent to have the roofing contractor(s) visit immediately after a hail storm in order to establish that you do have hail damage to your roof.

Insurance adjusters and roofing contractors

Many times, the insurance adjuster has had experience working with local roofing contractors who have been in the business for a long time. The best Charlotte roofing contractors will have no problem meeting the adjuster with you. The adjuster will take pictures and make a detailed report of any damage, and then he or she will explain what the next steps will be. Insurance companies handle claims differently, in some cases, the adjuster may give you a settlement quote that day, while in other cases, it may take a few days or a week.

The adjuster will have the advantage of comparing notes with the roofing contractor. If it is not possible for your roofing contractor to be at the home when the adjuster arrives, many insurance companies will consider having the adjuster come back at a later date. As with any other business it is prudent for you to do your due diligence and check with the Better Business Bureau, check for references and make sure that the roofing contractor is licensed and insured.

A dependable roofing contractor for hail storm damage

Advanced Roofing and Exteriors has been helping homeowners and businesses overcome hail storm damage in the Charlotte and Concord areas for over twenty years. They are a fully licensed, insured and bonded roofing contractor. They are accredited with an “A” rating with the Better Business Bureau. Research them on Angie’s list and you will not only read glowing reviews from satisfied customers, but you will see that they have also received multiple years of Super Service Award. Not only do they work well with insurance adjusters, they also are highly rated by the top material manufacturers in the country. Give them first consideration when you call Charlotte roofing companies about hailstorm inspections for your roof.