Filing an insurance claim for hail storm roof damage

A house with metal roofing in Charlotte, NCAfter a hail storm

If your asphalt shingle roof sustains hail storm damage, you are going to need to file a claim with your insurance company. You will need to have your room inspected, even if your roof is not leaking. Hail storms can cause functional damage that affects the life of the shingles. If such damage is not repaired, you can be sure that your roof will eventually leak; then it will be difficult to convince your insurance company that the leak is storm related.

Find a qualified roofing contractor

Before you contact your insurance company, you should have a dependable and qualified roofing contractor inspect your roof for potential hail damage as soon as is possible. The roofing contractor will determine if your roof has sustained hail damage that justifies filing an insurance claim. Most legitimate roofing contractors will perform the inspection for free, as an effort to be in a position to do the work if your insurance claim is approved. Be careful in how you choose a roofing contractor. There are always storm chasing contractors who will attempt to defraud you and the insurance company in order to gain unauthorized work. Here are some recommended guidelines for selecting the most qualified roofing contractor:

  • Deal only with a manufacturer certified roofing contractor from your local area. GAF and CertainTeed are two of the major shingle and roofing material manufacturers in the country. Look for a GAF or a CertainTeed certified roofing contractor.
  • Check with the Better Business Bureau to ensure that prospective roofing contractors are accredited. Avoid any roofing contractors that carry less than an ‘A-‘rating.

After your contractor inspects your roof

If the roof inspection reveals any evidence of hail damage, the roofing contractor will be able to give you detailed report for filing an insurance claim. The contractor will also tell you what he believes is the likelihood of your claim being approved. When an insurance adjuster is assigned to your case, your contractor will be more than happy to assist you, even if it means sending your photos and videos of the hail storm in an effort to better support your claim. At some point the claims adjuster will make an official roof inspection, and prepare a repair or replacement estimate.

A dependable roofing contractor for hail storm damage

Advanced Roofing and Exteriors has been helping homeowners and businesses overcome hail storm damage in the Charlotte and Concord areas for over twenty years. They are a fully licensed, insured and bonded roofing contractor. They are accredited with an “A” rating with the Better Business Bureau. Research them on Angie’s list and you will not only read glowing reviews from satisfied customers, but you will see that they have also received multiple years of Super Service Award. Not only do they work well with insurance adjusters, they also are highly rated by the top material manufacturers in the country. Give them first consideration when you call Charlotte roofing companies about hailstorm inspections for your roof.